Enable Biometric Banking with Secure AePS Infrastructure

Mini statement & Aadhaar Pay support

NPCI-compliant, scalable integration

Trusted by BC agents across Bharat

2FA-enabled for added transaction safety

What’s AePS All About? (Aadhaar Enabled Payment System)

AePS is a simple and secure way to do basic banking using just your Aadhaar number and a fingerprint or iris scan. Built by the National Payments Corporation of India (NPCI), this system lets people withdraw cash, check their balance or transfer money — no debit cards, passwords or even internet needed.

Authentication is performed through biometric data like fingerprint or iris scan, combined with Aadhaar number, forming a robust Two-Factor Authentication (2FA) layer that ensures secure, fraud-resistant transactions.

Why AePS is a Game-Changer

Super Secure
Combines biometrics with Aadhaar-based 2FA for enhanced security and fraud prevention.
One System, Many Banks
AePS works across banks, so you don’t need to stick with just one.
Easy Access
Brings banking to rural or remote areas—no branch visits, no problem.
Fast and Hassle-Free
Say goodbye to queues and paperwork—get your transactions done in no time.

3 Simple Steps to Start an AePS Business

  • Register as a Business Partner :- First, partner with an AePS service provider so you can officially offer these services.

  • Complete Your KYC :- You’ll need to submit your Aadhaar, PAN card and a recent photo to meet the legal requirements.

  • Set Up Shop :- You’ll need a biometric scanner and either a smartphone or computer to get started.

How AePS Works

Customer Verification

The user enters their Aadhaar number and confirms identity through a fingerprint or iris scan.

Pick a Service

Whether they want to withdraw cash, check balance or transfer funds—they choose the option.

Transaction in Action

The request goes through the AePS network and is processed right away.

Get the Confirmation

The customer receives a receipt or message with all the transaction details.

Why Partner with Genixpay for AEPS Services?

Integrated Banking Partnerships

Access seamless AEPS transactions via multiple leading banks.

High Earnings & Competitive Commissions

Maximize your revenue with industry-best payouts.

Instant Settlements, Zero Hassles

Real-time payments and a smooth transaction experience.

Skills

Free Onboarding, Training & Marketing Support

Everything you need to start and scale—at zero cost.

Fully Secure & Compliant Platform

Biometric authentication ensures each transaction is protected.

One Dashboard, Multiple Services

Offer AEPS, DMT, BBPS, Recharges, and more from a single platform.

FAQ

Frequently Asked Questions

  • What is AePS and how does it work?

    AePS (Aadhaar Enabled Payment System) allows users to perform basic banking transactions using their Aadhaar number and biometric authentication. Customers can withdraw cash, check balances or transfer funds without a debit card or bank visit—just with Aadhaar and a fingerprint scan.

  • What services can I offer using AePS?
  • Is AePS secure for banking transactions?
  • What infrastructure is required to start offering AePS?
  • Can AePS be used with any bank account?
  • How long does it take to complete an AePS transaction?
  • What is the commission structure for AePS agents?