Bharat Bill Payment System

Overview

Your Gateway to India’s Largest Bill Payment Ecosystem

Genixpay BBPS (Bharat Bill Payment System) is a centralised, RBI-authorised bill payment platform that enables businesses to offer seamless utility and financial bill payments across India. Powered by NPCI infrastructure, it connects thousands of billers and customers into one unified system – making recurring payments simple, secure and accessible anytime, anywhere.

Industry we serve

Built for Bharat’s Payment Ecosystem

Genixpay BBPS is designed for businesses that want to become everyday financial service hubs and tap into recurring revenue opportunities.

Retailers & Kirana Stores

Offer bill payment services and increase daily customer footfall.

BC Agents & Distributors

Expand service offerings with a trusted, regulated payment system.

Fintech & Payment Aggregators

Integrate BBPS APIs to scale bill payments across digital platforms.

Small Business Owners

Earn consistent commissions from monthly bill payment cycles.

Multi-Outlet Networks

Standardise bill payment services across multiple locations with ease.

How It Works

Fetch. Verify. Pay. Confirm.

01

Fetch Bill Details

Enter the customer ID or registered mobile number to instantly retrieve bill information from the biller system. This means accurate, real-time data without manual input.

02

Verify & Confirm Payment

Customers review bill amount, due date, and details before proceeding. This step reduces errors and builds trust in the transaction process.

03

Process Payment

Accept payment via UPI, cards, net banking or assisted modes through a single platform. The transaction is securely processed via NPCI infrastructure.

04

Instant Confirmation & Settlement

Generate real-time confirmation and digital receipt for every transaction. Funds are settled through multiple daily cycles, ensuring smooth cash flow for businesses.

Product Features

Everything You Need to Run a Bill Payment Business

Genixpay BBPS combines infrastructure, scale and flexibility to deliver a complete bill payment solution.

Access to 22,000+ Billers

Pay electricity, water, gas, broadband, and more on one platform.

Unified Payment Interface

Manage all bill payments through a single, standardised system.

Instant Digital Receipts & Omnichannel Support

Get real-time receipts and accept payments via apps, web, retail, and BC networks.

Recurring Revenue Model

Earn steady commissions from monthly bill payments.

Centralised Complaint Management

Resolve disputes efficiently with a structured system.

Fast Settlement & Secure Infrastructure

Ensure quick fund availability with secure, scalable systems and fraud protection.

faq

Frequently Asked Questions Genix Pay

BBPS (Bharat Bill Payment System) is an RBI-authorised platform that allows users to pay recurring bills like electricity, water and mobile recharge through a unified system.

Retailers, agents, fintech platforms and businesses can use BBPS to offer bill payment services to customers.

You can pay utility bills, loan EMIs, insurance premiums, mobile/DTH recharges and even school or municipal payments.

BBPS offers multiple clearing cycles daily, ensuring faster settlement and better cash flow management.

Yes, it operates on RBI-authorised and NPCI-powered infrastructure with encryption and 2FA security.

Businesses earn commissions on every bill payment, creating a recurring income stream.

Yes, Genixpay offers integration capabilities for fintech platforms and digital businesses.

Yes, BBPS is designed for both digital and physical channels, making it accessible across urban and rural India.