Genixpay E-UPI is a powerful enterprise-grade internal wallet infrastructure designed to manage and streamline fund flows across businesses, fintech platforms and distribution networks. It replaces manual disbursements, delayed reimbursements and reconciliation challenges with a real-time, controlled and fully auditable wallet ecosystem.
Genixpay E-UPI is designed for organisations that need structured, scalable and controlled fund distribution across teams, partners and networks.
Build internal wallet ecosystems within your platform for seamless fund distribution and usage.
Manage employee expenses, reimbursements and departmental budgets with full control.
Disburse working capital, commissions and incentives to agents and distributors instantly.
Enable controlled fund allocation and spending across franchise locations and partners.
Load funds into user wallets for payouts, incentives and operational expenses.
Create closed-loop wallet systems for rewards, cashback and promotional credits.
Admins load funds into master or user wallets via, APIs. This means instant availability of funds across the network.
Funds are distributed across sub-wallets based on roles, departments or partners. Admins can define limits, usage rules and approval workflows.
Users utilise wallet balance for payments, transfers, expenses or incentives within the ecosystem. Every transaction follows predefined rules and permissions.
All wallet activities are tracked with complete audit trails and automated reconciliation. Businesses get full visibility into fund movement and usage.
Create separate wallets for commissions, expenses, incentives and promotions with custom rules.
Enable users to upload bills, submit expense claims and get approvals digitally.
Auto-credit commissions, bonuses and rewards based on predefined business rules.
Load funds via bank transfers, UPI autopay, payment gateways, or API triggers.
Track spending patterns, detect anomalies and optimise fund allocation with insights.
Ensure KYC compliance, encryption, audit trails and adherence to RBI guidelines.
An internal wallet system allows businesses to manage, distribute and track funds digitally within their organisation or network.
Enterprises, fintech platforms, distribution networks and businesses with internal fund flows can use it.
Yes, users can transfer funds within the wallet ecosystem or to linked bank accounts (as per rules).
Yes, users can upload invoices, request approvals and track expenses digitally.
Yes, it follows KYC, PPI guidelines, encryption and audit standards for secure operations.
Yes, it integrates with ERP, CRM, HRMS and accounting systems via APIs.
They can be automated and credited directly to user wallets based on predefined rules.
Yes, admins can set limits, approvals and restrictions for complete control over spending.