Genixpay mATM is a portable, high-velocity withdrawal infrastructure designed to bring banking services closer to people – especially in underserved and remote areas. Acting as a cost-effective alternative to traditional ATMs, it enables merchants and agents to offer secure cash withdrawals and financial services using a compact, handheld device. With seamless interoperability across major bank cards and real-time transaction processing, mATM transforms local businesses into trusted banking touchpoints.
Genixpay mATM is designed for businesses that are building, enabling or scaling financial service networks. It empowers organisations to extend banking capabilities at the last mile through secure, portable and API-ready infrastructure.
Integrate mATM capabilities into your ecosystem to enable card-based withdrawal services. Expand your product suite with reliable, high-utility financial infrastructure.
Embed mATM solutions within your software stack or distribution model. Deliver seamless banking access as a value-added service to your clients.
Enable your merchant or agent network with portable banking devices. Strengthen your network’s service capability while unlocking new revenue streams.
Standardise financial service delivery across multiple touchpoints. Manage operations centrally while offering consistent customer experiences.
Build last-mile financial accessibility using scalable, interoperable infrastructure. Support broader financial inclusion initiatives with robust backend systems.
The customer provides their debit card and enters PIN on the mATM device. This means secure identity verification before initiating the transaction.
The agent enters the transaction amount and selects the issuing bank. The request is sent securely through the payment network for processing.
The system validates details and processes the request in real time via banking infrastructure. This means fast and reliable transaction execution.
Transaction status is confirmed instantly with a digital or printed receipt. Both agent and customer get real-time visibility of the transaction outcome.
Genixpay mATM is designed to be secure, scalable and ready for real-world usage across India.
Supports Visa, Mastercard and RuPay for maximum reach.
Battery-operated and easy to use in remote locations.
Built with AES-256 encryption and compliance standards.
Access digital transaction records for transparency and audits.
Start with minimal cost and earn commissions on every transaction.
Seamlessly integrate with existing systems and platforms.
A Micro ATM is a portable device that allows merchants to provide basic banking services like cash withdrawals using debit cards, without the need for a full ATM setup.
Retailers, BC agents, fintech partners and small business owners can use mATM to offer banking services in their local area.
Yes, Genixpay mATM supports major card networks including Visa, Mastercard and RuPay.
Yes, but the system is optimised for low-bandwidth environments, making it reliable even in remote areas.
With digital KYC, onboarding and device activation can be completed within 2–3 working days.
Transactions are protected with encrypted infrastructure and compliance standards for safe and reliable operations.
Merchants earn commissions on every transaction, making mATM a scalable and recurring revenue opportunity.
No, the solution is designed with a low entry barrier, requiring minimal hardware investment and offering quick ROI.